Understanding How Property Taxes Impact Monthly Housing Costs. We discuss how the monthly payments for two houses with the same $300,000 price can differ. The main factors are insurance costs, which can vary depending on the provider, and property taxes, which can be significantly higher or lower depending on the specific zip code and neighborhood where the home is located. #RealEstate #PropertyTaxes #HomeInsurance #HousingCosts #fyp #foryoupage