The Home in Five Advantage Program is a down payment assistance initiative designed to help low- and moderate-income individuals and families purchase a home. Down Payment Assistance: Eligible buyers can receive up to 7% of the loan amount to assist with down payment and closing costs. Additional Incentives: Qualified U.S. military personnel, teachers, first responders, and certain other professionals may be eligible for an extra 1% assistance grant. Credit Score: Minimum FICO score of 640. Message me today to see if you qualify.