🎥 STOP SCROLLING — Mortgage rates just shifted again this week 👀 Here’s your quick market update 👇 🏦 Conventional 30-yr fixed around 6.14% 🏡 FHA around 5.70% 🇺🇸 VA around 5.72% Rates dipped last week, bounced slightly — but FHA is still sitting UNDER 6%, and that’s creating BIG opportunities for buyers right now. 📉 Price drops + more inventory = BUYERS have leverage 💰 FHA options starting around 3.5% down 🔥 Sellers are giving concessions again Translation? 👉 This market is opening doors for first-time buyers who thought they were priced out. 📲 Want the payment breakdown or zero-down options available here in Arizona? Comment “RATE” or DM me and I’ll send you the numbers. — Joe Ramirez, Realtor® 📱 520-406-2201 #MortgageRates #homebuyingtips #ArizonaHomes #ZeroDownArizona